Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,273$301,273$585,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$283,727$0
Funding fee$1,506$1,506$0
Note rate2.265%2.265%7.400%
Blended rate2.265%4.925%7.640%
1st payment$1,357.01$1,357.01$4,050.42
2nd payment$0.00$1,832.40$0.00
Taxes / mo$301.58$301.58$301.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$27.08$27.08$27.08
Total monthly$1,852.34$3,684.74$4,662.75
Cash to close$348,727$65,000$65,000