Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,954$230,954$292,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$61,546$0
Funding fee$1,155$1,155$0
Note rate3.010%3.010%7.400%
Blended rate3.010%4.270%7.640%
1st payment$1,089.13$1,089.13$2,025.21
2nd payment$0.00$461.60$0.00
Taxes / mo$349.08$349.08$349.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$198.00$198.00$198.00
Total monthly$1,786.21$2,247.81$2,780.79
Cash to close$94,046$32,500$32,500