Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,222	$218,222	$243,000
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$38,278	$0
Funding fee	$0	$0	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	4.770%	5.830%	7.640%
1st payment	$1,129.06	$1,129.06	$1,682.48
2nd payment	$0.00	$378.80	$0.00
Taxes / mo	$333.17	$333.17	$333.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$169.15	$169.15	$48.60
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,881.37	$2,260.17	$2,314.25
Cash to close	$51,778	$13,500	$27,000