Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$132,082	$132,082	$216,000
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$83,918	$0
Funding fee	$0	$0	$0
Note rate	4.420%	4.420%	7.400%
Blended rate	5.270%	6.719%	7.640%
1st payment	$788.56	$788.56	$1,495.54
2nd payment	$0.00	$629.39	$0.00
Taxes / mo	$202.50	$202.50	$202.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$111.28	$111.28	$43.20
HOA / mo	$66.67	$66.67	$66.67
Total monthly	$1,319.01	$1,948.40	$1,957.91
Cash to close	$107,918	$24,000	$24,000