Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$53,928	$53,928	$242,100
Remaining term (yrs)	12.7	12.7	30.0
Secondary amount	$0	$188,172	$0
Funding fee	$0	$0	$0
Note rate	5.530%	5.530%	7.400%
Blended rate	6.380%	7.639%	7.640%
1st payment	$489.79	$489.79	$1,676.25
2nd payment	$0.00	$1,254.48	$0.00
Taxes / mo	$319.92	$319.92	$319.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$60.90	$60.90	$48.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,020.61	$2,275.09	$2,194.59
Cash to close	$215,072	$26,900	$26,900