Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$204,199$204,199$314,100
Remaining term (yrs)21.821.830.0
Secondary amount$0$109,901$0
Funding fee$0$0$0
Note rate4.620%4.620%7.400%
Blended rate5.470%6.355%7.640%
1st payment$1,236.10$1,236.10$2,174.76
2nd payment$0.00$732.68$0.00
Taxes / mo$382.00$382.00$382.00
Insurance / mo$150.00$150.00$150.00
MI / mo$170.40$170.40$62.82
HOA / mo$100.00$100.00$100.00
Total monthly$2,038.50$2,771.18$2,869.58
Cash to close$144,801$34,900$34,900