Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$8,448	$8,448	$292,410
Remaining term (yrs)	21.9	21.9	30.0
Secondary amount	$0	$283,962	$0
Funding fee	$0	$0	$0
Note rate	5.700%	5.700%	7.400%
Blended rate	6.550%	7.715%	7.640%
1st payment	$56.22	$56.22	$2,024.59
2nd payment	$0.00	$1,833.92	$0.00
Taxes / mo	$270.75	$270.75	$270.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$6.47	$6.47	$58.48
HOA / mo	$11.00	$11.00	$11.00
Total monthly	$494.44	$2,328.36	$2,514.82
Cash to close	$316,452	$32,490	$32,490