Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$70,581	$70,581	$135,000
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$64,419	$0
Funding fee	$0	$0	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	7.180%	8.048%	7.640%
1st payment	$456.30	$456.30	$934.71
2nd payment	$0.00	$483.14	$0.00
Taxes / mo	$69.83	$69.83	$69.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$32.64	$32.64	$27.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$708.78	$1,191.91	$1,181.55
Cash to close	$79,419	$15,000	$15,000