Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$274,899$274,899$387,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$112,101$0
Funding fee$0$0$0
Note rate2.780%2.780%7.400%
Blended rate3.630%4.896%7.640%
1st payment$1,299.66$1,299.66$2,679.51
2nd payment$0.00$747.34$0.00
Taxes / mo$155.17$155.17$155.17
Insurance / mo$150.00$150.00$150.00
MI / mo$224.63$224.63$77.40
HOA / mo$60.00$60.00$60.00
Total monthly$1,889.45$2,636.79$3,122.08
Cash to close$155,101$43,000$43,000