Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$88,385	$88,385	$270,000
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$181,615	$0
Funding fee	$442	$442	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	3.920%	6.664%	7.640%
1st payment	$625.12	$625.12	$1,869.43
2nd payment	$0.00	$1,210.76	$0.00
Taxes / mo	$226.67	$226.67	$226.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.00
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$1,091.79	$2,302.55	$2,390.09
Cash to close	$211,615	$30,000	$30,000