Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$88,890	$88,890	$391,500
Remaining term (yrs)	14.5	14.5	30.0
Secondary amount	$0	$302,610	$0
Funding fee	$0	$0	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	5.830%	7.314%	7.640%
1st payment	$715.53	$715.53	$2,710.67
2nd payment	$0.00	$1,954.36	$0.00
Taxes / mo	$124.67	$124.67	$124.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$94.63	$94.63	$78.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,084.83	$3,039.18	$3,063.63
Cash to close	$346,110	$43,500	$43,500