Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$269,914$269,914$376,200
Remaining term (yrs)24.224.230.0
Secondary amount$0$106,286$0
Funding fee$0$0$0
Note rate2.710%2.710%7.400%
Blended rate3.560%4.814%7.640%
1st payment$1,263.40$1,263.40$2,604.73
2nd payment$0.00$708.57$0.00
Taxes / mo$374.25$374.25$374.25
Insurance / mo$150.00$150.00$150.00
MI / mo$220.35$220.35$75.24
HOA / mo$65.00$65.00$65.00
Total monthly$2,073.01$2,781.58$3,269.22
Cash to close$148,086$41,800$41,800