Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$480,677	$471,060
Remaining term (yrs)	27.8	30.0
Secondary amount	$0	$0
Funding fee	$2,403	$0
Note rate	6.950%	7.400%
Blended rate	6.950%	7.640%
1st payment	$3,254.07	$3,261.52
2nd payment	$0.00	$0.00
Taxes / mo	$104.58	$104.58
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$94.21
HOA / mo	$75.00	$75.00
Total monthly	$3,600.32	$3,701.99
Cash to close	$42,723	$52,340