Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$435,831	$435,831	$445,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$34,419	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	7.120%	7.468%	7.640%
1st payment	$2,817.16	$2,817.16	$3,084.55
2nd payment	$0.00	$340.61	$0.00
Taxes / mo	$385.08	$385.08	$385.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$323.41	$323.41	$89.10
HOA / mo	$42.00	$42.00	$42.00
Total monthly	$3,734.32	$4,074.93	$3,767.40
Cash to close	$59,169	$24,750	$49,500