Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$156,630	$156,630	$259,200
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$102,570	$0
Funding fee	$783	$783	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	5.704%	7.640%
1st payment	$891.77	$891.77	$1,794.65
2nd payment	$0.00	$683.80	$0.00
Taxes / mo	$470.50	$470.50	$470.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$51.84
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,512.27	$2,196.07	$2,466.99
Cash to close	$131,370	$28,800	$28,800