Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$154,152	$154,152	$238,455
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$84,303	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	5.496%	7.640%
1st payment	$719.65	$719.65	$1,651.01
2nd payment	$0.00	$632.27	$0.00
Taxes / mo	$409.08	$409.08	$409.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.19	$125.19	$47.69
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,403.92	$2,036.20	$2,257.79
Cash to close	$110,798	$26,495	$26,495