Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$228,182$228,182$323,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$95,728$0
Funding fee$1,141$1,141$0
Note rate3.090%3.090%7.400%
Blended rate3.090%4.837%7.640%
1st payment$1,083.24$1,083.24$2,242.69
2nd payment$0.00$717.96$0.00
Taxes / mo$262.50$262.50$262.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,495.74$2,213.71$2,719.97
Cash to close$131,718$35,990$35,990