Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$221,486$221,486$297,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$75,514$0
Funding fee$1,107$1,107$0
Note rate3.090%3.090%7.400%
Blended rate3.090%4.593%7.640%
1st payment$1,053.74$1,053.74$2,056.37
2nd payment$0.00$566.36$0.00
Taxes / mo$125.83$125.83$125.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,329.58$1,895.94$2,391.60
Cash to close$108,514$33,000$33,000