Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$138,659$138,659$251,091
Remaining term (yrs)23.723.730.0
Secondary amount$0$112,432$0
Funding fee$693$693$0
Note rate3.150%3.150%7.400%
Blended rate3.150%5.322%7.640%
1st payment$689.98$689.98$1,738.50
2nd payment$0.00$749.55$0.00
Taxes / mo$203.17$203.17$203.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$50.22
HOA / mo$0.00$0.00$0.00
Total monthly$1,043.14$1,792.69$2,141.89
Cash to close$140,331$27,899$27,899