Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$140,275	$137,700
Remaining term (yrs)	27.5	30.0
Secondary amount	$0	$0
Funding fee	$701	$0
Note rate	6.740%	7.400%
Blended rate	6.740%	7.640%
1st payment	$933.23	$953.41
2nd payment	$0.00	$0.00
Taxes / mo	$75.58	$75.58
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$27.54
HOA / mo	$361.00	$361.00
Total monthly	$1,519.81	$1,567.53
Cash to close	$12,725	$15,300