Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$582,298	$582,298	$697,500
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$115,202	$0
Funding fee	$2,911	$2,911	$0
Note rate	6.560%	6.560%	7.400%
Blended rate	6.560%	6.798%	7.640%
1st payment	$3,741.32	$3,741.32	$4,829.35
2nd payment	$0.00	$768.02	$0.00
Taxes / mo	$645.83	$645.83	$645.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$139.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,603.82	$5,371.83	$5,831.35
Cash to close	$192,702	$77,500	$77,500