Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$184,868$184,868$238,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$53,632$0
Funding fee$924$924$0
Note rate3.890%3.890%7.400%
Blended rate3.890%5.039%7.640%
1st payment$951.61$951.61$1,651.33
2nd payment$0.00$402.24$0.00
Taxes / mo$259.75$259.75$259.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$47.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,361.36$1,763.60$2,108.78
Cash to close$80,132$26,500$26,500