Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,760	$187,760	$297,000
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$109,240	$0
Funding fee	$0	$0	$0
Note rate	4.620%	4.620%	7.400%
Blended rate	5.470%	6.401%	7.640%
1st payment	$1,139.10	$1,139.10	$2,056.37
2nd payment	$0.00	$728.27	$0.00
Taxes / mo	$271.42	$271.42	$271.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.03	$157.03	$59.40
HOA / mo	$19.67	$19.67	$19.67
Total monthly	$1,737.21	$2,465.48	$2,556.85
Cash to close	$142,240	$33,000	$33,000