Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$331,364	$331,364	$369,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$37,636	$0
Funding fee	$1,657	$1,657	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.090%	3.693%	7.640%
1st payment	$1,601.16	$1,601.16	$2,554.88
2nd payment	$0.00	$282.27	$0.00
Taxes / mo	$225.92	$225.92	$225.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$42.00	$42.00	$42.00
Total monthly	$2,019.07	$2,301.34	$3,046.60
Cash to close	$78,636	$41,000	$41,000