Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$195,869$195,869$436,500
Remaining term (yrs)18.018.030.0
Secondary amount$0$240,631$0
Funding fee$979$979$0
Note rate4.230%4.230%7.400%
Blended rate4.230%6.170%7.640%
1st payment$1,288.99$1,288.99$3,022.24
2nd payment$0.00$1,554.08$0.00
Taxes / mo$535.17$535.17$535.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,990.83$3,544.90$3,811.37
Cash to close$289,131$48,500$48,500