Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$381,239	$381,239	$427,500
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$46,261	$0
Funding fee	$0	$0	$0
Note rate	5.740%	5.740%	7.400%
Blended rate	6.290%	6.583%	7.640%
1st payment	$2,253.93	$2,253.93	$2,959.92
2nd payment	$0.00	$346.96	$0.00
Taxes / mo	$354.67	$354.67	$354.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$177.21	$177.21	$85.50
HOA / mo	$8.33	$8.33	$8.33
Total monthly	$2,960.81	$3,307.77	$3,575.09
Cash to close	$93,761	$47,500	$47,500