Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$305,412$305,412$359,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$53,688$0
Funding fee$0$0$0
Note rate4.720%4.720%7.400%
Blended rate5.570%6.083%7.640%
1st payment$1,709.53$1,709.53$2,486.34
2nd payment$0.00$402.66$0.00
Taxes / mo$305.17$305.17$305.17
Insurance / mo$150.00$150.00$150.00
MI / mo$232.94$232.94$71.82
HOA / mo$232.67$232.67$232.67
Total monthly$2,630.30$3,032.97$3,245.99
Cash to close$93,588$39,900$39,900