Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$154,901$154,901$306,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$151,099$0
Funding fee$775$775$0
Note rate3.130%3.130%7.400%
Blended rate3.130%5.535%7.640%
1st payment$767.39$767.39$2,118.68
2nd payment$0.00$1,007.33$0.00
Taxes / mo$230.25$230.25$230.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,147.64$2,154.96$2,560.13
Cash to close$185,099$34,000$34,000