Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$78,821	$78,821	$234,000
Remaining term (yrs)	16.4	16.4	30.0
Secondary amount	$0	$155,179	$0
Funding fee	$394	$394	$0
Note rate	3.410%	3.410%	7.400%
Blended rate	3.410%	6.454%	7.640%
1st payment	$521.08	$521.08	$1,620.17
2nd payment	$0.00	$1,034.53	$0.00
Taxes / mo	$220.00	$220.00	$220.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.80
HOA / mo	$320.00	$320.00	$320.00
Total monthly	$1,211.08	$2,245.60	$2,356.97
Cash to close	$181,179	$26,000	$26,000