Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$174,770	$174,770	$382,410
Remaining term (yrs)	18.9	18.9	30.0
Secondary amount	$0	$207,640	$0
Funding fee	$874	$874	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	6.009%	7.640%
1st payment	$1,090.11	$1,090.11	$2,647.73
2nd payment	$0.00	$1,341.01	$0.00
Taxes / mo	$420.92	$420.92	$420.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.48
HOA / mo	$24.17	$24.17	$24.17
Total monthly	$1,685.20	$3,026.21	$3,319.30
Cash to close	$250,130	$42,490	$42,490