Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$265,496$265,496$310,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$45,004$0
Funding fee$0$0$0
Note rate3.220%3.220%7.400%
Blended rate4.070%4.785%7.640%
1st payment$1,275.85$1,275.85$2,149.84
2nd payment$0.00$337.53$0.00
Taxes / mo$279.25$279.25$279.25
Insurance / mo$150.00$150.00$150.00
MI / mo$208.44$208.44$62.10
HOA / mo$25.00$25.00$25.00
Total monthly$1,938.54$2,276.06$2,666.19
Cash to close$79,504$34,500$34,500