Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$345,270$345,270$539,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$193,830$0
Funding fee$0$0$0
Note rate5.810%5.810%7.400%
Blended rate6.660%7.142%7.640%
1st payment$2,150.51$2,150.51$3,732.62
2nd payment$0.00$1,292.20$0.00
Taxes / mo$643.17$643.17$643.17
Insurance / mo$166.67$166.67$166.67
MI / mo$259.33$259.33$107.82
HOA / mo$97.00$97.00$97.00
Total monthly$3,316.67$4,608.87$4,747.27
Cash to close$253,730$59,900$59,900