Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$142,442$142,442$175,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$33,058$0
Funding fee$712$712$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.017%7.640%
1st payment$662.13$662.13$1,215.13
2nd payment$0.00$247.94$0.00
Taxes / mo$141.00$141.00$141.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.10
HOA / mo$0.00$0.00$0.00
Total monthly$953.13$1,201.07$1,541.23
Cash to close$52,558$19,500$19,500