Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$575,591	$575,591	$674,100
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$98,509	$0
Funding fee	$0	$0	$0
Note rate	6.950%	6.950%	7.400%
Blended rate	7.500%	7.719%	7.640%
1st payment	$3,919.96	$3,919.96	$4,667.33
2nd payment	$0.00	$738.82	$0.00
Taxes / mo	$624.17	$624.17	$624.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$271.42	$271.42	$134.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,032.21	$5,771.03	$5,642.99
Cash to close	$173,409	$74,900	$74,900