Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$174,369$174,369$323,910
Remaining term (yrs)28.628.630.0
Secondary amount$0$149,541$0
Funding fee$0$0$0
Note rate6.760%6.760%7.400%
Blended rate7.310%7.629%7.640%
1st payment$1,147.50$1,147.50$2,242.69
2nd payment$0.00$996.94$0.00
Taxes / mo$296.83$296.83$296.83
Insurance / mo$150.00$150.00$150.00
MI / mo$81.01$81.01$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,675.34$2,672.28$2,754.30
Cash to close$185,531$35,990$35,990