Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$364,221$364,221$499,410
Remaining term (yrs)24.824.830.0
Secondary amount$0$135,189$0
Funding fee$1,821$1,821$0
Note rate2.960%2.960%7.400%
Blended rate2.960%4.324%7.640%
1st payment$1,723.49$1,723.49$3,457.81
2nd payment$0.00$901.26$0.00
Taxes / mo$385.08$385.08$385.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.88
HOA / mo$141.33$141.33$141.33
Total monthly$2,416.57$3,317.84$4,250.78
Cash to close$190,679$55,490$55,490