Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$252,351	$251,999
Remaining term (yrs)	26.5	30.0
Secondary amount	$0	$0
Funding fee	$1,262	$0
Note rate	6.260%	7.400%
Blended rate	6.260%	7.640%
1st payment	$1,623.61	$1,744.79
2nd payment	$0.00	$0.00
Taxes / mo	$288.50	$288.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$50.40
HOA / mo	$400.00	$400.00
Total monthly	$2,462.11	$2,633.69
Cash to close	$27,648	$28,000