Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$211,961	$211,961	$472,500
Remaining term (yrs)	18.9	18.9	30.0
Secondary amount	$0	$260,539	$0
Funding fee	$0	$0	$0
Note rate	4.090%	4.090%	7.400%
Blended rate	4.940%	6.489%	7.640%
1st payment	$1,338.70	$1,338.70	$3,271.49
2nd payment	$0.00	$1,682.65	$0.00
Taxes / mo	$437.50	$437.50	$437.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$196.48	$196.48	$94.50
HOA / mo	$176.00	$176.00	$176.00
Total monthly	$2,315.34	$3,997.99	$4,146.16
Cash to close	$313,039	$52,500	$52,500