Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$327,582	$327,582	$337,500
Remaining term (yrs)	26.9	26.9	30.0
Secondary amount	$0	$28,668	$0
Funding fee	$0	$0	$0
Note rate	6.960%	6.960%	7.400%
Blended rate	7.510%	7.861%	7.640%
1st payment	$2,244.63	$2,244.63	$2,336.78
2nd payment	$0.00	$283.69	$0.00
Taxes / mo	$417.25	$417.25	$417.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$155.26	$155.26	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,967.14	$3,250.83	$2,971.53
Cash to close	$47,418	$18,750	$37,500