Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$227,457	$227,457	$384,750
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$157,293	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	5.547%	7.640%
1st payment	$1,083.49	$1,083.49	$2,663.93
2nd payment	$0.00	$1,048.62	$0.00
Taxes / mo	$210.17	$210.17	$210.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.04	$182.04	$76.95
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,625.70	$2,674.31	$3,101.05
Cash to close	$200,043	$42,750	$42,750