Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$202,211	$202,211	$229,977
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$27,766	$0
Funding fee	$1,011	$1,011	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	3.890%	4.507%	7.640%
1st payment	$1,040.89	$1,040.89	$1,592.31
2nd payment	$0.00	$208.25	$0.00
Taxes / mo	$567.58	$567.58	$567.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,758.47	$1,966.72	$2,355.89
Cash to close	$53,319	$25,553	$25,553