Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$267,395$267,395$382,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$115,105$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.959%7.640%
1st payment$1,237.53$1,237.53$2,648.35
2nd payment$0.00$767.37$0.00
Taxes / mo$155.50$155.50$155.50
Insurance / mo$150.00$150.00$150.00
MI / mo$213.34$213.34$76.50
HOA / mo$68.00$68.00$68.00
Total monthly$1,824.37$2,591.73$3,098.35
Cash to close$157,605$42,500$42,500