Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$112,399$112,399$189,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$76,601$0
Funding fee$0$0$0
Note rate5.100%5.100%7.400%
Blended rate5.950%7.186%7.640%
1st payment$654.10$654.10$1,308.60
2nd payment$0.00$574.51$0.00
Taxes / mo$76.25$76.25$76.25
Insurance / mo$150.00$150.00$150.00
MI / mo$85.33$85.33$37.80
HOA / mo$0.00$0.00$0.00
Total monthly$965.69$1,540.20$1,572.65
Cash to close$97,601$21,000$21,000