Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,101$372,101$607,455
Remaining term (yrs)23.023.030.0
Secondary amount$0$235,354$0
Funding fee$1,861$1,861$0
Note rate3.490%3.490%7.400%
Blended rate3.490%5.141%7.640%
1st payment$1,953.56$1,953.56$4,205.90
2nd payment$0.00$1,520.00$0.00
Taxes / mo$219.33$219.33$219.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.49
HOA / mo$0.00$0.00$0.00
Total monthly$2,339.56$3,859.56$4,713.39
Cash to close$302,849$67,495$67,495