Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$273,617$273,617$503,910
Remaining term (yrs)22.822.830.0
Secondary amount$0$230,293$0
Funding fee$1,368$1,368$0
Note rate3.820%3.820%7.400%
Blended rate3.820%5.616%7.640%
1st payment$1,494.71$1,494.71$3,488.97
2nd payment$0.00$1,487.31$0.00
Taxes / mo$329.75$329.75$329.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.78
HOA / mo$66.67$66.67$66.67
Total monthly$2,057.80$3,545.10$4,152.84
Cash to close$286,283$55,990$55,990