Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$110,444	$110,444	$152,910
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$42,466	$0
Funding fee	$0	$0	$0
Note rate	6.830%	6.830%	7.400%
Blended rate	7.380%	7.830%	7.640%
1st payment	$731.91	$731.91	$1,058.72
2nd payment	$0.00	$318.50	$0.00
Taxes / mo	$237.17	$237.17	$237.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$51.30	$51.30	$30.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,170.37	$1,488.87	$1,476.47
Cash to close	$59,456	$16,990	$16,990