Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$451,052	$451,052	$823,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$372,448	$0
Funding fee	$2,255	$2,255	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	2.790%	5.033%	7.640%
1st payment	$2,119.53	$2,119.53	$5,701.75
2nd payment	$0.00	$2,405.39	$0.00
Taxes / mo	$386.58	$386.58	$386.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$164.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,722.78	$5,128.17	$6,469.70
Cash to close	$463,948	$91,500	$91,500