Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$162,921$162,921$297,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$134,079$0
Funding fee$815$815$0
Note rate3.020%3.020%7.400%
Blended rate3.020%5.268%7.640%
1st payment$795.94$795.94$2,056.37
2nd payment$0.00$893.86$0.00
Taxes / mo$250.33$250.33$250.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$425.00$425.00$425.00
Total monthly$1,621.27$2,515.13$2,941.10
Cash to close$167,079$33,000$33,000