Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$247,668	$247,668	$283,500
Remaining term (yrs)	16.8	16.8	30.0
Secondary amount	$0	$35,832	$0
Funding fee	$0	$0	$0
Note rate	6.710%	6.710%	7.400%
Blended rate	7.260%	7.480%	7.640%
1st payment	$2,043.82	$2,043.82	$1,962.90
2nd payment	$0.00	$268.74	$0.00
Taxes / mo	$280.17	$280.17	$280.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.58	$123.58	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,597.57	$2,866.30	$2,449.76
Cash to close	$67,332	$31,500	$31,500