Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$112,166$112,166$180,000
Remaining term (yrs)22.622.630.0
Secondary amount$0$67,834$0
Funding fee$0$0$0
Note rate4.200%4.200%7.400%
Blended rate5.050%6.539%7.640%
1st payment$638.61$638.61$1,246.28
2nd payment$0.00$508.76$0.00
Taxes / mo$261.58$261.58$261.58
Insurance / mo$150.00$150.00$150.00
MI / mo$92.50$92.50$36.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,142.70$1,651.46$1,693.87
Cash to close$87,834$20,000$20,000